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Are you applying for home loan? There is a serious process you must take; however, there are tips to help you from

Previously, I shared secrets about getting approved for a mortgage if your debt ratio is too high and if you have filed bankruptcy in the past.  One of the most frustrating things about the mortgage application process is the never-ending requests from your lender to provide “conditions,” or additional documentation, to explain or enhance what you already submitted.  The rule of thumb is to provide as much documentation as possible so your file will be well organized and approvable after the first review.  When you leave out important information, it raises additional questions and makes it harder to approve your case in the end.  Minimize your frustration and accept the fact that you may get frustrated, bite your nails, cry, pray, or whatever you do when the pressure is on.  It’s all part of the process.  But remember, in the end, you will have your new home!  The following information should help you in even the most difficult case.

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