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By Rep. André Carson

Earlier this week, President Barack Obama stood before an excited crowd in Shaker Heights, Ohio to boldly announce his appointment of former Ohio Attorney General Richard Cordray as the first Director of the Consumer Financial Protection Bureau (CFPB).


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This announcement came not a moment too soon.

For the last few years, millions of Americans have been struggling to overcome the devastation caused by the abuses of an under-regulated financial system. Hard-working men and women have struggled just to put food on their tables and clothes on their children’s backs.

In their desperation to make ends meet, many have fallen prey to payday lenders, check-cashing outlets, and fly-by-night tax refund companies. Under the guise of offering short-term help, these companies’ anti-consumer practices have pushed thousands of families further into debt.

To read more, go to TheGrio.


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