finance

In this edition of the Ericaism, Erica Campbell talks about the difference between faith and foolishness. She says when in pursuits of our goals, we have to remember that it’s our responsibility to finance our dreams.  While it’s important to have faith, it’s also important to be realistic. She outlines the importance of business plans, […]

Starting a business takes a lot of prayer, planning, confidence, and, most important, money. Some entrepreneurs have been able to start from literally nothing and build empires from the ground up. Others have come out of the gate looking for, and securing, small business loans to assist with the expenses associated with starting their own […]

It’s that glorious time of year when bank accounts catch a glimmer of hope and lump sums give our balances a boost. This magical time, full of false security and dreams of lavish living, is also known as “tax refund season.” While some of us may owe money, most people will see a nice little […]

Did you know that four out of five black households have no retirement savings? Financial guru Deborah Owens says it was dire statistics like that encouraged her…

Maintaining great credit is a key to financial freedom. Many of us become entrenched in credit card debt because we do not stay ahead of…

Pioneering sculptor Isaac Scott Hathaway (pictured) was chosen as the first African American to design a U.S. Mint coin on this day 66 years ago.…

Are you searching for some residual income ideas? Perhaps you are looking for ways to earn a second income or generate enough money for retirement.…

Interviews with employers who make counteroffers, and employees who accept them, have shown that as tempting as they may be, acceptance may cause career suicide.Any…

Managing stress in tough economic times can be tough and unhealthy. The key to conquering stress during tough times is to gain a sense of…

Are we entering a recession or a depression? What can we expect in the days ahead? Will we see massive layoffs, sky high interest rates, thousands more losing their homes and savings? Is there anything we can do to prepare? Absolutely it is something we can do…Start a home business! As the economy clings stubbornly […]

There are lots of ways that you can help your family succeed and that you will be able to show your family that you have the time for them. One of the things you can do is start a home business that will be the best for you, and your family. Working from home means […]

Even with no product and no website, you can get paid for what and who you know. Learn how to make money online, without spending a dime. Making money online used to pretty much require you to have your own Web site, products to sell and some marketing savvy. But a new generation of dot-coms […]