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More Americans than ever are spending at least half of their income on a basic necessity, shelter. Paying the rent is getting more difficult than ever for a variety of reasons. A new study finds that 11-million people in the U.S. are spending at least 50-percent what they make to keep a roof over their heads. That’s the highest ever. More than 21-million people spend 30-percent or more of their income to pay the rent. That’s also a record. Personal finance experts advise people to budget around 30-percent of their monthly income for housing costs. The study out today was done by Harvard University’s Joint Center for Housing Studies.

The JCHS is holding a live event at 12:30 p.m. EDT today to discuss the report and what it means for the finances of low- and moderate-income individuals and families in their hunt for affordable, safe housing in this nation. To watch, click HERE.

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